How to Trade Futures with Proper Margin Management

Master futures margin requirements, position sizing, and risk controls to trade with confidence.

Futures Margin Basics

Key Concepts:

  • Initial Margin: Required to open position

    Typically 5-10% of contract value

  • Maintenance Margin: Minimum to keep open

    Usually 75-80% of initial margin

  • Mark-to-Market: Daily P&L settlement

    Losses deducted, gains added daily

Margin Call Warning:

If your account falls below maintenance margin, brokers will liquidate positions to protect account equity. Always maintain adequate margin buffer!

Position Sizing Formula

Risk-Based Sizing:

Step 1: Calculate Risk per Contract

Risk = Tick Value × Stop Distance in Ticks

Example: ES futures, $12.50/tick, 20-tick stop = $250 risk

Step 2: Determine Account Risk

Target 1-2% of account equity per trade

$10,000 account × 1% = $100 max risk

Step 3: Size Position

Contracts = Account Risk ÷ Risk per Contract

$100 ÷ $250 = Use micro futures (1/10 size)

Risk Management Tools

Essential Tools:

  • Hard Stops: Always use stop-loss orders
  • Daily Loss Limits: Max loss per day
  • Position Limits: Max contracts per trade
  • Correlation Limits: Avoid stacking similar bets

Popular Contracts:

  • ES (S&P 500): $12.50/tick, high liquidity
  • NQ (Nasdaq): $5/tick, tech exposure
  • CL (Crude Oil): $10/tick, energy sector
  • GC (Gold): $10/tick, safe haven

FAQ

Why did my position get liquidated?

You breached maintenance margin requirements. Brokers automatically close positions to protect account equity when margin falls too low.

Are micro futures better for small accounts?

Yes—micro futures have 1/10 the size and tick value of standard contracts, allowing for better risk control and position sizing.

What about overnight margin requirements?

Many contracts require higher margin overnight. Check your broker's margin schedule and plan accordingly.