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Budgeting & Saving

How to negotiate bills and subscriptions (scripts)

Lower your phone, internet, and subscription costs with proven call scripts and email templates. Save in 15 minutes.

Before you call

  • Check your usage and contract terms.
  • Gather competitor offers.
  • Decide your "walk‑away" threshold.

Phone/Internet script (call)

You: "Hi, I've been a customer for __ years. My bill is $**. I saw promos at $**. I want to stay, but the price no longer works for me. Can you review my account for a loyalty discount or match that rate?"

If no: "Could you connect me with Customer Retentions? I'd like to explore plans that fit my budget."

With Retentions: "I value your service, but I need to get to $__ all‑in. What options or credits can we apply today?"

Subscription cancellation‑save script (chat/email)

"Hi, I'd like to cancel my subscription effective today. I've enjoyed the service but am cutting expenses. If there's a lower tier or discount you can offer to keep me at $__/month, I'm open to staying."

Medical/dental payment plan

"I can pay $__ today and $__ monthly. Can we set a 0% plan and remove late fees if I pay on time?"

After the call

  • Ask them to confirm new price, term, fees via email.
  • Set a reminder 11 months later to renegotiate again.

Frequently Asked Questions

How often does this work?

Often‑providers prefer discounts over losing you.

Will my speed/features change?

Confirm before accepting any new plan.

Can I stack offers?

Try: loyalty credit + promo plan + equipment fee waiver.